What is the true cost of a home loan?

Behind each real estate loan are three distinct parts : the borrowed capital, on which the interest rate is applied and ancillary costs (fees, guarantees, insurance, prepayment penalties, notary fees). That’s why when you borrow 200,000 euros, nobody only reimburses that money. Discover the elements (negotiable or not) that integrate the total cost of any…

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What is the loan agreement?

The Contracted Loan (PC) is a loan whose rate is capped. Unlike the Social Accession Loan (PAS), it is granted without any means test by all financial institutions that have entered into an agreement with the State. On the other hand, like the SAP, it is entitled to Personalized Housing Assistance (APL) , which is…

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Take loan for vacation: Pro & Con

Summer time – vacation time! But not always there is so much money left. If you want to treat yourself to a dream holiday after a busy year, you may need to take out a loan. There are a few things to keep in mind so that the days off do not turn out to…

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