Welcome To JJ-Technique

“But I must explain to you how all this mistaken idea of denouncing pleasure and praising pain was born and I will give you a complete account of the system, and expound the actual teachings of the great explorer of the truth, the master-builder of human happiness. No one rejects, dislikes, or avoids pleasure itself, because it is pleasure, but because those who do not know how to pursue pleasure rationally encounter consequences that are extremely painful. Nor again is there anyone who loves or pursues or desires to obtain pain of itself, because it is pain, but because occasionally circumstances occur in which toil and pain can procure him some great pleasure. To take a trivial example, which of us ever undertakes laborious physical exercise, except to obtain some advantage from it? But who has any right to find fault with a man who chooses to enjoy a pleasure that has no annoying consequences, or one who avoids a pain that produces no resultant pleasure?”

Frequently Asked Questions

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What is the true cost of a home loan?

Behind each real estate loan are three distinct parts : the borrowed capital, on which the interest rate is applied and ancillary costs (fees, guarantees, insurance, prepayment penalties, notary fees). That’s why when you borrow 200,000 euros, nobody only reimburses that money. Discover the elements (negotiable or not) that integrate the total cost of any…


What is the loan agreement?

The Contracted Loan (PC) is a loan whose rate is capped. Unlike the Social Accession Loan (PAS), it is granted without any means test by all financial institutions that have entered into an agreement with the State. On the other hand, like the SAP, it is entitled to Personalized Housing Assistance (APL) , which is…


Take loan for vacation: Pro & Con

Summer time – vacation time! But not always there is so much money left. If you want to treat yourself to a dream holiday after a busy year, you may need to take out a loan. There are a few things to keep in mind so that the days off do not turn out to…